Services

Instruments, matched to the deal in front of you

Each of these is issued by a licensed bank, trade finance house, or registered entity in our network — we structure the request and place it, we don't issue it ourselves.

Payment assurance

Letters of Credit

A Letter of Credit is one of the oldest tools in cross-border trade for a simple reason: it removes the need for either party to trust the other blindly. The issuing bank promises to pay your supplier once the agreed shipping documents are presented — payment is tied to performance, not to your word alone.

We're most often asked for these when a buyer is opening a new supplier relationship in a market where local recourse is limited, or when a supplier's own bank requires assurance before releasing goods.

  • Commercial (documentary) LCs for import and export
  • Revolving LCs for recurring shipments under one facility
  • Transferable LCs where an intermediary is involved
  • Confirmed LCs, adding a second bank's undertaking where the issuing bank's standing is a concern
Standby assurance

Standby Letters of Credit

A Standby Letter of Credit works in reverse from a commercial LC: it's a fallback, drawn only if you fail to pay or perform as agreed. Under normal circumstances it never gets touched — it simply sits behind the contract as evidence that the obligation is backed by a bank, not just a signature.

Because it doesn't interrupt your existing payment terms, an SBLC is often the lighter-touch option when a counterparty needs comfort but you'd rather not restructure how you already pay or get paid.

  • Financial SBLCs, backing a payment obligation
  • Performance SBLCs, backing a contractual obligation
  • Advance payment SBLCs, securing funds paid upfront
Contractual security

Bank Guarantees

A Bank Guarantee is a bank's direct promise to pay a beneficiary if you don't meet a contractual obligation — non-delivery, non-payment, or a breach of agreed terms. It lets a counterparty commit to a deal without absorbing the risk of your default themselves.

These are common wherever a contract is large enough, or a relationship new enough, that "we'll pay you back" isn't sufficient on its own — construction subcontracts, distribution agreements, and cross-border supply deals all lean on them.

  • Payment guarantees, securing an agreed payment schedule
  • Advance payment guarantees, protecting funds paid before delivery
  • Warranty (retention) guarantees, covering the defects-liability period
Tender & project security

Performance Guarantees

A Performance Guarantee (or performance bond) backs your commitment to complete a contract to the agreed specification and timeline. For public tenders and large private contracts, it's frequently a qualifying requirement before you're even considered — no bond, no bid.

We work through the tender documents with you to size the bond correctly and place it with an issuer whose paper the awarding body will actually accept, rather than discovering a mismatch after the deadline has passed.

  • Bid bonds, securing a tender submission
  • Performance bonds, securing contract completion
  • Retention bonds, released against defects-liability milestones

Not sure which instrument fits?

Tell us about the deal — we'll tell you what the counterparty is actually asking for.

Contact Banyan One Group